JNBA Financial Advisors' Insights
FINANCIAL LIFE PLANNING INSIGHTS

Navigating Open Enrollment for 2026
As we enter open enrollment season, it’s easy to fall into the habit of simply renewing last year’s elections. However, open enrollment is an excellent

Year-End Charitable Giving Considerations
As 2025 draws to a close and the charitable “Giving Season” begins, many individuals and families are reflecting on how they can best support the

2025 Year-End Tax Planning: Key Opportunities Under the “One Big Beautiful Bill”
The recently passed One Big Beautiful Bill Act (OBBBA) marks one of the most comprehensive tax reform packages in recent years—introducing a wide range of
INVESTMENT INSIGHTS

What Rate Cuts Mean
At the end of October, Federal Reserve Chair Jerome Powell announced a 25-basis point (bp) cut to interest rates, following a 25bp cut in September.

Balancing Act
Nine months into the year and the story remains similar to the end of the second quarter (Q2). After a disruptive start to the year,

Analyzing the Fed’s Recent Interest Rate Cut
On September 17, the Federal Reserve announced a 25-basis point (bp) interest rate cut, in-line with market expectations while describing the decision as a “risk
TEAM NEWS

JNBA CEO Richard S. Brown Named to Barron’s Top 100 Independent Financial Advisor for 11th Year in a Row
We’re delighted to share that Barron’s has named JNBA’s CEO and Chairman Richard S. Brown to its list of the Top 100 Independent Advisors in the

Forbes Names JNBA Chairman and CEO Richard S. Brown to Best-in-State Wealth Advisors List in Minnesota
We’re excited to share that for the second year in a row, JNBA Financial Advisors Chairman and CEO Richard S. Brown has been named as

Barron’s Names Richard S. Brown to List of Top 1,200 Financial Advisors for 16th Year
We’re happy to share that for the 16th consecutive year, Barron’s has named our CEO and Chairman Richard S. Brown to its list of the