Considerations when Purchasing a Second Home
For many individuals and families, purchasing a second home is the realization of a lifelong dream. Whether it’s a cabin in the woods or a condo by the beach, a second home can provide opportunities for relaxation and recreation as well as a place for family to gather and create a lifetime of memories. While […]
Talking with Aging Parents About Their Needs and Goals
As parents and grandparents get older, they may need more help than before with their daily lives. This could be help getting their groceries, refilling prescriptions, or going to doctor’s appointments. And if you already have kids of your own, the idea of caring for your aging parents may seem daunting. Juggling time between your […]
Life Transitions: Second Marriages
When stepping into a second marriage, things have likely changed since you first got married – you may earn more income, have more assets, or carry more debt. Because of the complexities involved with blending two financial lives, as with a first marriage, we highly recommend having a conversation (or a few) about your finances […]
Planning Opportunities to Help Manage Inflation and Interest Rate Increases
The Federal Reserve raised interest rates by 0.75% last week in their effort to keep inflation at bay. With inflation running hot, many people are wondering how this affects their financial life other than at the pump and grocery store. One possible step to help you take control in this environment is to focus on […]
The Value of an Advisor: 2021 Update
At JNBA, we’re confident that one of the major reasons our independent fee-only firm has thrived over the past four decades is the value we provide to our clients. We are dedicated to being our clients’ irreplaceable partners — since we started tracking in 2001, we’ve earned a 97% client retention rate. And we’re continually […]
The Value of an Advisor: A Case Study
Through a series of blog posts over the past few months, we have shared the many ways a financial advisor can add value to your financial life above and beyond the returns your portfolio will generate. We discussed many strategies and ideas around how this value can be realized and also wanted to share an […]
Who Do You Rely on for Financial Advice?
Who do you turn to when you need financial advice? According to a recent survey by the National Financial Educators Council (NFEC), more Americans (40 percent) rely on parents, family members, friends, or coworkers for financial guidance than turn to financial professionals (36 percent). “When people have trusted professionals to whom they can turn when […]
The Value of an Advisor: Financial Life Planning
As we continue to explore the value of an advisor through this series of blog posts, we wanted to address financial life planning and the value this can bring to a relationship. The value of comprehensive wealth management can be difficult to quantify. The research conducted on this topic has resulted in different outcomes. For […]
The Value of an Advisor: Withdrawal Strategies
As we continue our series on the value that financial advisors provide to individuals and families, we’d like to explore various advantages of withdrawal strategies. As wealth is accumulated and you start to plan to live on the money you have saved over your working years, there can be tremendous value in a well-defined and […]
The Value of an Advisor: Portfolio Construction
At JNBA, we are big believers in the value an advisor can provide to clients. A trusted relationship can produce a rewarding experience and long-term mutual benefits for investors and their advisors and advocates. As we continue our blog series on “The Value of an Advisor,” which highlights what research states are some of the […]
