How to Pursue Meaningful Goals – and Find Joy Along the Way
If you’re like most, you are likely working towards multiple goals today. Are you working on getting a promotion, a fitness goal, starting your family, retirement? Pursuing goals, wishes, and dreams is generally considered a good thing: it keeps you excited and engaged with your day-to-day life and allows you to measure your progress over […]
Considerations when Purchasing a Second Home
For many individuals and families, purchasing a second home is the realization of a lifelong dream. Whether it’s a cabin in the woods or a condo by the beach, a second home can provide opportunities for relaxation and recreation as well as a place for family to gather and create a lifetime of memories. While […]
Talking with Aging Parents About Their Needs and Goals
As parents and grandparents get older, they may need more help than before with their daily lives. This could be help getting their groceries, refilling prescriptions, or going to doctor’s appointments. And if you already have kids of your own, the idea of caring for your aging parents may seem daunting. Juggling time between your […]
Life Transitions: Second Marriages
When stepping into a second marriage, things have likely changed since you first got married – you may earn more income, have more assets, or carry more debt. Because of the complexities involved with blending two financial lives, as with a first marriage, we highly recommend having a conversation (or a few) about your finances […]
Planning Opportunities to Help Manage Inflation and Interest Rate Increases
The Federal Reserve raised interest rates by 0.75% last week in their effort to keep inflation at bay. With inflation running hot, many people are wondering how this affects their financial life other than at the pump and grocery store. One possible step to help you take control in this environment is to focus on […]
Executive Corner
In life, no one has all the right answers. That’s just a fact. We navigate our decisions based on what feels best and makes the most sense to us. That’s simply human nature. In reflecting upon our 43-year history and the numerous bull and bear markets we’ve navigated, we know this to be true: bears […]
Cybersecurity Best Practices: 11 Tips to Help Keep Your Information Safe From Fraudsters
Fraudsters are getting smarter, but the good news is there are techniques you can practice and technology resources you can use to be in greater control of protecting your information. We’re in the business of caring for and protecting people’s confidentiality, and, as a result, we are hyper-aware of potential privacy pitfalls. At JNBA, we […]
Financial Considerations When a Loved One Passes Away
Experiencing the death of a loved one is an inexplicably difficult and trying time for most. In addition to the grief, there are a lot of decisions that need to be made, and it can feel overwhelming. When it comes to the financial considerations, the list of matters to handle can seem long and daunting. […]
The Value of an Advisor: 2021 Update
At JNBA, we’re confident that one of the major reasons our independent fee-only firm has thrived over the past four decades is the value we provide to our clients. We are dedicated to being our clients’ irreplaceable partners — since we started tracking in 2001, we’ve earned a 97% client retention rate. And we’re continually […]
The Value of an Advisor: A Case Study
Through a series of blog posts over the past few months, we have shared the many ways a financial advisor can add value to your financial life above and beyond the returns your portfolio will generate. We discussed many strategies and ideas around how this value can be realized and also wanted to share an […]
