Philanthropic Financial Planning: 5 Considerations for Your Personal Giving Strategy
In today’s world, philanthropy is more than just an act of kindness; it can also be a powerful financial strategy. When thoughtfully integrated into your financial planning, philanthropy can align with your personal values and create a meaningful impact while providing potential tax benefits. By viewing philanthropy through a financial lens, you can achieve several […]
Add goals and values into your personal financial plan with these four steps
A personalized financial plan goes beyond mere numbers. It intertwines your personal values, goals, and aspirations with your financial decisions. This tailored approach ensures that your financial resources are directed towards what truly matters to you, from building wealth to supporting family, traveling to investing in meaningful causes. Why Personalization Matters Personalization matters because it […]
Long-term Care Insurance: Navigating When and How to Use Benefits
Millions of Americans have purchased long-term care insurance, which can be used to offset the high costs of health care or assisted living due to health or aging needs. How do you know if it’s right for you, and if it is, when to stop paying the premium and start using the benefits? This is […]
5 Estate Planning Considerations for High-Net-Worth Individuals
Estate planning for high-net worth individuals involves many considerations beyond distributing your assets. Estate planning is often about leaving a legacy, planning for tax efficiency and ensuring your last wishes are understood by the next generation. By employing advanced techniques such as trusts, gifting strategies, and succession planning, you can help ensure that your assets […]
What to do when the IRS writes you
When the Internal Revenue Service (IRS) has a question about a taxpayer’s tax return, needs to request a payment or notify someone about a change to their account, the IRS will commonly mail the taxpayer a letter or notice. It is important to note that some cyber criminals will pretend to be the IRS in […]
Build Your Team: The Professionals Who Can Support Your Wealth
When it comes to managing your wealth and financial resources, the complexity of the world today demands more than just a one-size-fits-all approach. There are a handful of people that you want in your corner. At JNBA we help connect the dots for clients to collaborate with various professionals who have unique skill sets and […]
Navigating a Financial Advisor Retiring
What do you do when your financial advisor retires – someone you’ve entrusted with your life goals, your financial strategies, and so much more? This not-often-broached topic is one we covered on the latest episode of “Navigating Life Transitions,” a podcast by JNBA® Financial Advisors. It’s such an important topic because these transitions can really […]
Book Club: The Power of Regret
This winter, JNBA’s financial planning team took time to read Daniel Pink’s book, “The Power of Regret: How Looking Backward Moves Us Forward.” In this book, Pink challenges the notion that regret is a negative emotion and should be avoided at all costs. Instead, he argues that regret is not only inevitable but also essential […]
Important Documents: What to Keep and for How Long
As spring emerges and the weather begins to warm, it’s not just our homes that could use a thorough spring cleaning – our financial documents could benefit from a tidy-up as well. Consider dedicating some time to organizing and streamlining your financial and tax-related documents. You can start by identifying what financial documents are crucial […]
Navigating the Loss of a Spouse: Taking Steps Today to Prepare
Losing a spouse can be one of life’s most emotional and traumatic transitions. Whether by the progression of an unfortunate diagnosis or through an unexpected circumstance, the death of your partner can feel heartbreaking, confusing and lonely. While one can never be fully prepared, there are proactive steps couples can take together to ease the […]
