2026 Numbers to Know
As we look forward to 2026, now is a great time to review the changes that will impact your retirement plan contribution limits, gifting limits, Social Security increase and Medicare premium changes for the next year. Here’s a summary of upcoming changes, which can help you assess how they might fit within your overall financial […]
Divorce Financial Planning: How to Navigate the Transition
Divorce can be overwhelming, especially when you are trying to understand how to safeguard your future during such a significant life change. Thoughtful financial planning during a divorce helps protect your assets and prepares you for the next chapter with clarity and confidence. As a fiduciary financial advisor with decades of experience, we aim to […]
Navigating Care for Aging Parents
A live recording of the “Navigating Life Transitions” podcast A recent report shows that roughly one in four American adults are caregivers, with approximately 59 million caring for adults. The report, from AARP and the National Alliance for Caregiving (NAC), also reveals how caregivers are taking on more complex responsibilities, often at the expense of […]
Navigating Open Enrollment for 2026
As we enter open enrollment season, it’s easy to fall into the habit of simply renewing last year’s elections. However, open enrollment is an excellent time to reassess and potentially enhance your benefit selections for the upcoming year. If you’ve experienced any life changes in 2025 (e.g., getting married) or have big events planned for […]
Year-End Charitable Giving Considerations
As 2025 draws to a close and the charitable “Giving Season” begins, many individuals and families are reflecting on how they can best support the causes that matter most to them. If charitable giving is an important part of your values and financial goals, now is an ideal time to consider the latest strategies and […]
2025 Year-End Tax Planning: Key Opportunities Under the “One Big Beautiful Bill”
The recently passed One Big Beautiful Bill Act (OBBBA) marks one of the most comprehensive tax reform packages in recent years—introducing a wide range of changes that impact individuals, families, and business owners alike. While some provisions are permanent, many are temporary or come with income-based phaseouts, making 2025 a uniquely strategic year for tax […]
Medicare Open Enrollment Reminders for 2026
Medicare Open Enrollment for 2026 has begun and will run from October 15 to December 7, 2025. During this time, Medicare participants can review and make changes to their Medicare plans, helping ensure they have the right coverage for the year ahead. To prepare for the upcoming enrollment period, below are a few notable changes […]
Navigating a dementia diagnosis and its financial considerations
A dementia diagnosis can impact more than just your daily routines. It can alter families, futures, and finances. In our latest episode of the “Navigating Life Transitions” podcast, we explore how to prepare for the emotional and financial journey that follows a dementia diagnosis and creates hope. Joining host Kim Insley is Elise Huston, the […]
Changes coming to Minnesota’s UCare
Update as of November 17, 2025: All UCare contracts (outside of Medicare Advantage plans) will be sold to Medica. If you had a UCare Medicare Advantage plan, you will still need to go online to Medicare.gov or call 1-800-633-4227 to enroll in a new plan. If you’ve been following the news, you will have seen […]
The benefits of JNBA’s Financial Life Planning Committee
When it comes to financial goals, everyone is truly unique. At JNBA so often we get questions like, “Is this a good retirement plan?” or “Is this a good number to be setting aside?” And the answer we give always depends on the individual or family’s goals and values. At JNBA, we want to understand […]