2025 Year-End Tax Planning: Key Opportunities Under the “One Big Beautiful Bill”
The recently passed One Big Beautiful Bill Act (OBBBA) marks one of the most comprehensive tax reform packages in recent years—introducing a wide range of changes that impact individuals, families, and business owners alike. While some provisions are permanent, many are temporary or come with income-based phaseouts, making 2025 a uniquely strategic year for tax […]
Medicare Open Enrollment Reminders for 2026
Medicare Open Enrollment for 2026 has begun and will run from October 15 to December 7, 2025. During this time, Medicare participants can review and make changes to their Medicare plans, helping ensure they have the right coverage for the year ahead. To prepare for the upcoming enrollment period, below are a few notable changes […]
Navigating a dementia diagnosis and its financial considerations
A dementia diagnosis can impact more than just your daily routines. It can alter families, futures, and finances. In our latest episode of the “Navigating Life Transitions” podcast, we explore how to prepare for the emotional and financial journey that follows a dementia diagnosis and creates hope. Joining host Kim Insley is Elise Huston, the […]
Changes coming to Minnesota’s UCare
If you’ve been following the news, you will have seen that several changes are on the horizon for Minnesotans who access Medicare through UCare. As a news reference, KSTP-TV did a short story on October 1, 2025. In summary, UCare will be cancelling all 180,000 UCare Advantage contracts in Minnesota, effective January 1, 2026. JNBA […]
The benefits of JNBA’s Financial Life Planning Committee
When it comes to financial goals, everyone is truly unique. At JNBA so often we get questions like, “Is this a good retirement plan?” or “Is this a good number to be setting aside?” And the answer we give always depends on the individual or family’s goals and values. At JNBA, we want to understand […]
Navigating Medicaid and Medical Assistance
Navigating healthcare finances can feel overwhelming, especially when it comes to understanding what benefits you qualify for and how to access them. In our latest episode of our Navigating Life Transitions podcast, we break down Medicaid, or Medical Assistance as it is referred to in Minnesota, and what factors go into determining how and when […]
Embracing the Empty Nest
Have you recently found yourself with an “empty nest?” Many parents and guardians are met with this new reality as children launch into young adulthood by moving away to college, entering the workforce, or pursuing other opportunities away from home. It can be an emotional time filled with complicated feelings – of various degrees – including sadness, loneliness, […]
Helping Your Young Adult Thrive: 5 Ways to Offer Financial Support with Purpose
As your child takes their first steps into independence, it’s natural to feel a deep sense of pride. Their launch into young adulthood is what you’ve been working towards, whether that’s moving away to college, trade school, enlisting in the military, starting their career or finding another adventure. It’s a milestone and a transition, where […]
The 101 on Your 529 Plan
After years of putting funds away for the future, your student is off to college and ready to access funds in their 529 plan. But how exactly does it work? What expenses qualify? What’s the best way to approach distribution? What are the tax implications? Here are some important considerations to keep in mind: Qualified […]
Navigating the Search for a Retirement Community
In planning for retirement, it’s easy to let our minds wander towards beaches and palm trees or whatever the picture of our dream lifestyle represents. For many, the thought of needing any sort of long-term care is still quite distant. But the reality is that most adults will need senior care at some point. Today, […]
