November 26, 2019
When we talk about estate planning with clients, the topic of prenuptial agreements is one that is coming up more frequently. Whether it’s for themselves as they prepare for a second marriage or for adult children who stand to inherit a sizable estate in the future, clients wonder if this is a document they should… Read more »
November 26, 2019
I’ve been thinking a lot about the gardeners in my life. And how grateful I am for them. I’ve also been thinking a lot about the qualities one must possess in order to be a gardener in someone else’s life, or even the lives of many. I know for certain it involves kindness, an irreplaceable… Read more »
November 26, 2019
Entering the back half of November, it is clear that investor bullishness has returned to financial markets as U.S. equities logged their sixth straight weekly gain. While it’s painful to not be “all-in” on stocks while the market racks up gains so quickly (U.S. stocks are up +8% from their October lows), recall just a… Read more »
November 25, 2019
JNBA Financial Advisors’ CEO Richard S. Brown recently sat down with David Webb, Director of Investment Management at JNBA, to talk about the markets for this JNBA podcast episode – specifically, what we saw in 2019 and what factors we’re keeping an eye on as 2020 quickly approaches. We cover topics including the concept that… Read more »
November 11, 2019
As the end of the year approaches, it is the perfect time to review your current Medicare plan and determine if any changes need to be made. Most people will make changes based on an increase in premiums or co-pay amounts, but changes could also be a result of the network of providers changing for… Read more »
November 8, 2019
Mortgage refinances (or “refis”) are on the rise again as rates continue to drop to near all-time lows. At the time of this blog post, 30-year fixed rate loans are hovering in the mid-3% range. There are a variety of reasons to consider refinancing including: lowering your interest rate, reducing your monthly payment, accessing equity in… Read more »
November 7, 2019
Earlier this year, we blogged about the importance of creating a lasting and impactful charitable giving plan. In Minnesota, there’s one day devoted to putting that plan into action: Give to the Max Day. It seems like the entire state turns its attention to charitable giving on our “online giving holiday,” which lands on November… Read more »
November 5, 2019
JNBA CEO Richard S. Brown shared his insights on how business owners can prepare an exit strategy as part of a panel hosted by Club E and Upsize Magazine on October 30. The discussion, which will be covered in depth in the next issue of Upsize, included ideas to make the process of exiting a… Read more »
October 25, 2019
Leaders of small businesses need to make thousands of decisions as their companies grow and thrive. Along the way, choosing the right outside professionals to advise on these decisions and ultimately support and protect your business is key. JNBA’s CEO and Chairman Richard S. Brown recently shared four key insights with Upsize Magazine on how… Read more »
October 11, 2019
For many working individuals, open enrollment season is here again and that provides opportunity to confirm and enhance your benefit elections for the coming year. If you experienced life changes or transitions in 2019 (e.g., getting married) or if you are planning for a big event in 2020 (e.g., having a baby), it is especially… Read more »