1099 Notes and Reminders
1099 Delivery Reminders Most Schwab 1099s should be available online by the end of this month (February 27). SOME ACCOUNTS MAY NOT RECEIVE A TAX FORM Charles Schwab & Co., Inc. will apply Internal Revenue Service (IRS) “de minimis” rules to determine if a tax form needs to be produced for the 2025 tax year. […]
What is a Power of Attorney?
When it comes to estate planning, many people focus on wills and trusts. However, there’s another legal document that plays a crucial role in a comprehensive plan—a Power of Attorney (POA). A POA addresses difficult but necessary questions, such as: Who would make financial decisions if you couldn’t? In this episode of the “Navigating Life Transitions” podcast, […]
Maximizing 2025 Contributions
As we look forward to 2026, now is a great time to review the changes that will impact your retirement plan contribution limits, gifting limits, Social Security increase and Medicare premium changes for the next year. Here’s a summary of upcoming changes, which can help you assess how they might fit within your overall financial […]
Navigating Divorce
Divorce is one of life’s most complex transitions. It involves emotional, legal, and financial factors that can seem overwhelming or daunting. But it is possible to move through this challenging time, especially with professional partners, to help you find clarity and confidence. In our latest episode of Navigating Life Transitions, host Kim Insley talks to […]
How to Sell a Business and Avoid Common Mistakes
If you are beginning to think about how to sell a business or whether the timing is right, you are taking an important first step. Selling a business is a significant financial and personal decision, and having the right information can help you move forward with clarity and confidence. With careful planning and the proper […]
2026 Numbers to Know
As we look forward to 2026, now is a great time to review the changes that will impact your retirement plan contribution limits, gifting limits, Social Security increase and Medicare premium changes for the next year. Here’s a summary of upcoming changes, which can help you assess how they might fit within your overall financial […]
Divorce Financial Planning: How to Navigate the Transition
Divorce can be overwhelming, especially when you are trying to understand how to safeguard your future during such a significant life change. Thoughtful financial planning during a divorce helps protect your assets and prepares you for the next chapter with clarity and confidence. As a fiduciary financial advisor with decades of experience, we aim to […]
Navigating Care for Aging Parents
A live recording of the “Navigating Life Transitions” podcast A recent report shows that roughly one in four American adults are caregivers, with approximately 59 million caring for adults. The report, from AARP and the National Alliance for Caregiving (NAC), also reveals how caregivers are taking on more complex responsibilities, often at the expense of […]
Navigating Open Enrollment for 2026
As we enter open enrollment season, it’s easy to fall into the habit of simply renewing last year’s elections. However, open enrollment is an excellent time to reassess and potentially enhance your benefit selections for the upcoming year. If you’ve experienced any life changes in 2025 (e.g., getting married) or have big events planned for […]
Year-End Charitable Giving Considerations
As 2025 draws to a close and the charitable “Giving Season” begins, many individuals and families are reflecting on how they can best support the causes that matter most to them. If charitable giving is an important part of your values and financial goals, now is an ideal time to consider the latest strategies and […]