March 23, 2021
A new emergency relief package – the American Rescue Plan Act of 2021 – was signed into law on March 11, outlining payments to individuals and funding for federal programs. The law covers an enormous amount of ground, so to help break it down, JNBA has devoted its latest podcast to some of the key… Read more »
March 17, 2021
Updated April 1, 2021 in response to additional IRS guidance On Thursday, March 11, 2021, the American Rescue Plan Act of 2021 (ARPA 2021) was signed into law. This is a $1.9 trillion emergency relief package that includes payments to individuals and funding for federal programs, vaccines and testing, state and local governments, and schools.… Read more »
March 2, 2021
Updated April 1, 2021 in response to additional IRS guidance As we prepare for the upcoming tax season here are a few reminders. 1099 Delivery Reminders • All TD Ameritrade 1099s should be available online. • Realized gain/loss (cost basis) and IRA distribution details are included on your 1099 tax documents coming directly from TD… Read more »
January 12, 2021
The first days and weeks of a new year typically bring with it a list of goals or resolutions for the year ahead. Often times these will be related to an individual’s health, family time, work/life balance, etc. But we believe it is equally important to set your financial intentions for the year. Below are… Read more »
January 7, 2021
Who do you turn to when you need financial advice? According to a recent survey by the National Financial Educators Council (NFEC), more Americans (40 percent) rely on parents, family members, friends, or coworkers for financial guidance than turn to financial professionals (36 percent). “When people have trusted professionals to whom they can turn when… Read more »
December 18, 2020
As a new year quickly approaches, now is a good time to review the upcoming changes across several areas that affect financial planning. IRA and retirement plan contribution limits, Medicare premiums, and Social Security cost of living adjustments are all experiencing changes for the 2021 calendar year. We have compiled the specifics here to help… Read more »
December 14, 2020
Although the holidays might look different this year, one thing hasn’t changed: The next few weeks are about reflecting on the people who are most important to us. So while you gather with your family this holiday season – whether it’s around the dining room table or around the festive glow of a Zoom call… Read more »
November 24, 2020
The start of the holiday season also marks the beginning of year-end planning at JNBA. Here are a few key planning items to consider prior to the end of 2020. Investment Portfolio Review The end of the year is a great time to look at your investment and retirement accounts to better understand how they… Read more »
August 27, 2020
As we enter the back-to-school season, many families are trying to navigate decisions around distance learning, in-person learning, and a hybrid approach from kindergarten all the way through college. The JNBA Financial Planning Committee has provided some reminders for parents and students as you prepare for the upcoming school year. Estate Planning Documents Once… Read more »
August 27, 2020
It’s difficult to imagine functioning in today’s world without credit. Whether buying a car or purchasing a home, credit has become an integral part of our everyday lives. Having easy access to credit goes hand in hand with having a good credit score, so it’s important to know how to maintain a positive credit score… Read more »