Employer Benefits and Open Enrollment Best Practices

Many employees are currently in the midst of open enrollment season. It can be tempting to approach open enrollment with a “copy and paste” mentality, but we believe this is a great opportunity to confirm and enhance your benefit elections for the coming year. If you experienced life changes or transitions in 2022 (e.g., getting […]

What today’s retirees want their younger selves to know

If you could go back in time and give your younger self some advice about your finances, what would you say? That’s what a survey of more than 1,100 U.S. retirees by the Employee Benefits Research Institute aimed to find out. The main takeaways aren’t overwhelmingly surprising, but they are important to discuss: 70% of […]

2022 Year-End Deadlines 

To help ensure year-end strategies and appropriate paperwork are executed in time, please note the upcoming TD Ameritrade deadlines below. Charitable gift deadlines: For those who have an American Endowment Foundation (AEF) donor advised fund: If you have any questions on these upcoming deadlines, including how they may affect your specific tax planning or gifting […]

2023 Medicare Open Enrollment: December 7 Deadline

As the end of the year approaches and the annual Medicare open enrollment period begins, it is time to review your current Medicare coverage and determine if any adjustments need to be made. Most people will only make changes due to an increase in premiums or co-pay amounts, but there may be other reasons to […]

Open Enrollment Season: Employer-Sponsored Retirement & Savings Plans

It is that time of year again – the leaves are starting to fall, the air is getting cooler, and open enrollment season is upon us for the new year. Your open enrollment period is a good time to review your annual benefits and employer retirement plans in order to make sure you are maximizing […]

How to Pursue Meaningful Goals – and Find Joy Along the Way

If you’re like most, you are likely working towards multiple goals today. Are you working on getting a promotion, a fitness goal, starting your family, retirement? Pursuing goals, wishes, and dreams is generally considered a good thing: it keeps you excited and engaged with your day-to-day life and allows you to measure your progress over […]

Financial Tips for College-Bound Students

Another summer is quickly coming to an end and many families are entering back-to-school season. As your college-bound child prepares for a new school year, here are some reminders and tips to help support them in building a strong financial foundation. These are just a few of the things parents and students should consider as […]

Considerations when Purchasing a Second Home

For many individuals and families, purchasing a second home is the realization of a lifelong dream. Whether it’s a cabin in the woods or a condo by the beach, a second home can provide opportunities for relaxation and recreation as well as a place for family to gather and create a lifetime of memories. While […]

Talking with Aging Parents About Their Needs and Goals

As parents and grandparents get older, they may need more help than before with their daily lives. This could be help getting their groceries, refilling prescriptions, or going to doctor’s appointments. And if you already have kids of your own, the idea of caring for your aging parents may seem daunting. Juggling time between your […]

Podcast: How is the American Rescue Plan Act affecting taxes and the markets?

  A new emergency relief package – the American Rescue Plan Act of 2021 – was signed into law on March 11, outlining payments to individuals and funding for federal programs. The law covers an enormous amount of ground, so to help break it down, JNBA has devoted its latest podcast to some of the […]