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May 22, 2023

Leaving on a jet plane? Consider adding travel insurance to your packing list

Financial Planning Committee

As we approach summer, travel begins to ramp up for individuals and families. It doesn’t matter if you’re headed to Paris, Texas, or Paris, France; travel can come with its share of headaches. Whether you are heading a state or two over for a family event or embarking on the adventure of a lifetime, you may want to consider purchasing travel insurance to cover risks or financial losses you could incur while traveling.

So, what does travel insurance usually cover?

    • Lost or damaged luggage: If your luggage is damaged or lost while traveling, travel insurance may be a quicker way to recoup the value of your lost items when compared to working through an airline or other travel company.
    • Last-minute cancellation: If you need to cancel a trip for reasons listed under the policy, you can get reimbursed for some or all of your prepaid, nonrefundable costs depending on the terms of your policy.
    • Medical and dental coverage: If you get sick or injured before or during your vacation, travel insurance works alongside your health insurance to supplement medical and dental costs. With some policies, it can also help with locating doctors and healthcare facilities while abroad.
    • Medical evacuation: Depending on the area you are traveling to, you can also insure for a situation in which you would need to be evacuated from where you are staying. Often this insurance will cover transport costs to another hospital or your home country, if necessary.


Travel insurance is a relatively inexpensive way to help plan for unexpected events and protect yourself during whatever travels you may have planned. It is important to note that the terms and offers will vary based on your individual travel policy. If you have additional questions on travel insurance or believe this insurance will provide you peace of mind while preparing for your trip, please reach out to your JNBA Advisory Team to discuss next steps.


Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this blog serves as the receipt of, or as a substitute for, personalized investment advice from JNBA Financial Advisors, LLC. JNBA is not an insurance agent and no portion of the above should be construed as insurance advice. All insurance issues should be addressed with the insurance professional of your choosing. JNBA nor its employees sell insurance products.

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