If you’ve been following the news, you will have seen that several changes are on the horizon for Minnesotans who access Medicare through UCare. As a news reference, KSTP-TV did a short story on October 1, 2025.
In summary, UCare will be cancelling all 180,000 UCare Advantage contracts in Minnesota, effective January 1, 2026. JNBA has been in touch with a trusted health insurance advisor who is one of our valued professional partners. He warns that if participants do not enroll in a new plan, they will be moved to Medicare without drug coverage.
Additionally, costs are expected to increase. While typical UCare plans were running $30 to $50 per month, participants can expect rates to increase to $300 to $500 per month.
For those impacted by this UCare change, you must call 1-800-633-4227 or go online and enroll for a new plan through Medicare (medicare.gov).
The window to select a new plan starts with Open Enrollment, which takes place from October 15, 2025, to December 7, 2025. However, for those who are currently on a UCARE plan, an additional enrollment period will be available from December 8, 2025, to December 28, 2025.
If you have questions about how the changes at UCare could impact you and your finances, reach out to your JNBA Advisory Team.
Due to various factors, including changing market conditions and/or applicable laws, some of the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this blog serves as the receipt of, or as a substitute for, personalized investment advice from JNBA Financial Advisors. JNBA is not an insurance agent and no portion of the above should be construed as insurance advice. All insurance issues should be addressed with the insurance professional of your choosing. JNBA nor its employees sell insurance products. JNBA is not an agent of The Centers for Medicare & Medicaid Services. All claiming strategies and benefits must be verified and accepted by The Centers for Medicare & Medicaid Services. All services provided by KSTP are separate and independent of JNBA Financial Advisors, LLC. You are not obligated to engage the services of any such JNBA recommended professional. All services provided by UCare are separate and independent of JNBA Financial Advisors, LLC. You are not obligated to engage the services of any such JNBA recommended professional.
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