Market Update: Who’s Telling the Truth?

Most psychologists will tell you that people who tell lies generally leave out details, admit to faulty memory, make quick corrections, and keep things short and vague. When markets are trying to tell a fib, often asset class movements don’t work to corroborate the same story. Since the December lows, this seems to be what… Read more »

2018 Tax Filing Reminders

IRA Contributions If you need to confirm your IRA contributions already made for 2018 or are considering moving money from a non-IRA account to an IRA for your 2018 contribution, remember to allow time for processing to meet the April 15 deadline. QCD – Qualified Charitable Distribution If you are over age 70 ½ and… Read more »

Tax-Loss Harvesting

If we’ve heard it once, we’ve heard it a thousand times: 2018 was an incredibly volatile year. But what you may not have heard is that because of that volatility, we at JNBA doubled down on one of our key approaches – active portfolio review and rebalancing – to do everything in our power to… Read more »

Important Things to Know About IRAs

An individual retirement account (IRA) allows you to save for retirement with tax-deferred or tax-free growth. You can even control what happens to the IRA after you die. Below are nine questions and answers designed to help you understand how IRAs work. How do you contribute to a regular IRA? You can make annual cash… Read more »

IRA & Retirement Plan Limits for 2019

IRA contribution limits The maximum amount you can contribute to a Traditional IRA or a Roth IRA in 2019 is $6,000 (or 100% of your earned income, if less). This is the first time the contribution limit for IRAs has increased since 2013. The maximum catch-up contribution for those ages 50 or older remains unchanged… Read more »

Nowhere to Run, Nowhere to Hide

Martha and the Vandellas’ hit song from 1965 lamented “Nowhere to run to, baby, nowhere to hide.” In many ways that sentiment sums up the investment climate in 2018 whereby no single asset class has provided a 5% return. The root cause of the malaise is difficult to pin down as global trade seems to… Read more »

Medicare Premiums For Upcoming Year

The Centers for Medicare & Medicaid Services (CMS) has announced the new supplemental Part B and prescription drug Part D premiums for calendar year 2019, which are detailed in the tables below.  The 2019 standard Part B premium has increased to $135.50/month on average (or higher, depending on your income, from $134/month in 2018). Due… Read more »