December 23, 2019
As a new year approaches, now is a good time to review the upcoming changes across a number of areas that affect financial planning. IRA and retirement plan contribution limits, Medicare premiums, and Social Security cost of living adjustments are all experiencing changes for the 2020 calendar year. We’ve compiled the specifics here, to help… Read more »
December 18, 2019
The latest issue of Upsize Magazine is out, and features a great article on the Club E – Minneapolis exit strategies panel JNBA CEO Richard S. Brown participated in at the end of October. Check out the full article for advice from Richard and his fellow panelists on things business owners should keep in mind – and… Read more »
December 5, 2019
The start of the holiday season also marks the beginning of year-end planning at JNBA. Here are a few key planning items to consider prior to the end of 2019. Investment Portfolio Review. The end of the year is a great time to look at your investment and retirement accounts to better understand how they… Read more »
November 26, 2019
When we talk about estate planning with clients, the topic of prenuptial agreements is one that is coming up more frequently. Whether it’s for themselves as they prepare for a second marriage or for adult children who stand to inherit a sizable estate in the future, clients wonder if this is a document they should… Read more »
November 26, 2019
I’ve been thinking a lot about the gardeners in my life. And how grateful I am for them. I’ve also been thinking a lot about the qualities one must possess in order to be a gardener in someone else’s life, or even the lives of many. I know for certain it involves kindness, an irreplaceable… Read more »
November 26, 2019
Entering the back half of November, it is clear that investor bullishness has returned to financial markets as U.S. equities logged their sixth straight weekly gain. While it’s painful to not be “all-in” on stocks while the market racks up gains so quickly (U.S. stocks are up +8% from their October lows), recall just a… Read more »
November 25, 2019
JNBA Financial Advisors’ CEO Richard S. Brown recently sat down with David Webb, Director of Investment Management at JNBA, to talk about the markets for this JNBA podcast episode – specifically, what we saw in 2019 and what factors we’re keeping an eye on as 2020 quickly approaches. We cover topics including the concept that… Read more »
November 11, 2019
As the end of the year approaches, it is the perfect time to review your current Medicare plan and determine if any changes need to be made. Most people will make changes based on an increase in premiums or co-pay amounts, but changes could also be a result of the network of providers changing for… Read more »
November 8, 2019
Mortgage refinances (or “refis”) are on the rise again as rates continue to drop to near all-time lows. At the time of this blog post, 30-year fixed rate loans are hovering in the mid-3% range. There are a variety of reasons to consider refinancing including: lowering your interest rate, reducing your monthly payment, accessing equity in… Read more »
November 7, 2019
Earlier this year, we blogged about the importance of creating a lasting and impactful charitable giving plan. In Minnesota, there’s one day devoted to putting that plan into action: Give to the Max Day. It seems like the entire state turns its attention to charitable giving on our “online giving holiday,” which lands on November… Read more »