Nowhere to Run, Nowhere to Hide

Martha and the Vandellas’ hit song from 1965 lamented “Nowhere to run to, baby, nowhere to hide.” In many ways that sentiment sums up the investment climate in 2018 whereby no single asset class has provided a 5% return. The root cause of the malaise is difficult to pin down as global trade seems to… Read more »

Medicare Premiums For Upcoming Year

The Centers for Medicare & Medicaid Services (CMS) has announced the new supplemental Part B and prescription drug Part D premiums for calendar year 2019, which are detailed in the tables below.  The 2019 standard Part B premium has increased to $135.50/month on average (or higher, depending on your income, from $134/month in 2018). Due… Read more »

2019 Social Security Cost of Living Adjustment Set For 2.8% Increase

Each year the Social Security Administration announces its annual cost-of-living adjustment (COLA). The announcement relates to the increase in the Social Security and Supplemental Security Income (SSI) benefit amount people receive each month, starting the following January. This year, 67 million Americans will see a 2.8 percent increase in their Social Security and SSI benefits… Read more »

Year-End Tax & Gifting Deadlines

The start of the holiday season also marks the beginning of year-end planning at JNBA. We have included below some key planning items to consider prior to the end of 2018. Investment Portfolio Review. The end of the year is a great time to look at your investment and retirement accounts to better understand how… Read more »

Turkey with a side of financial advice

As family and friends gather for Thanksgiving, you may find yourself at the same table as young adults who are just starting out in their financial journey. If you’re a parent or grandparent looking to share financial advice with a young family member while you have their attention – and their appetite – there are… Read more »

An October to Forget! November to Remember?

Throughout the second half of summer, JNBA’s Investment Committee warned that divergences between U.S. and foreign markets had elevated risks for the possibility of a broad-based market pullback.  While U.S. equities ignored these signals through September, they caught up in a hurry in October with the large cap S&P 500 dropping 7% while the small… Read more »