Executive Corner

Happy New Year! As JNBA celebrates our 40th year in business in 2019, it’s a perfect opportunity to reflect about where we’ve been, where we are, and, just as important, where we’re going.  Over the holidays, Richard and I sat down with our firm’s founder, Richard’s mother Judi Brown, to get her perspective on JNBA’s early… Read more »

Five Team Members Receive Five Star Wealth Management Award

We’re honored to share that JNBA’s senior advisory team members have received the Five Star Wealth Manager award for their advocacy to clients, colleagues, and community. The JNBA advisors who received the award include: Richard S. Brown, Chairman & Chief Executive Officer (five-year winner) John Foster, PPC™, Senior Advisor-Investment Strategist (seven-year winner) Michael Bilotta, ChFC®,… Read more »

Important Things to Know About IRAs

An individual retirement account (IRA) allows you to save for retirement with tax-deferred or tax-free growth. You can even control what happens to the IRA after you die. Below are nine questions and answers designed to help you understand how IRAs work. How do you contribute to a regular IRA? You can make annual cash… Read more »

IRA & Retirement Plan Limits for 2019

IRA contribution limits The maximum amount you can contribute to a Traditional IRA or a Roth IRA in 2019 is $6,000 (or 100% of your earned income, if less). This is the first time the contribution limit for IRAs has increased since 2013. The maximum catch-up contribution for those ages 50 or older remains unchanged… Read more »

Nowhere to Run, Nowhere to Hide

Martha and the Vandellas’ hit song from 1965 lamented “Nowhere to run to, baby, nowhere to hide.” In many ways that sentiment sums up the investment climate in 2018 whereby no single asset class has provided a 5% return. The root cause of the malaise is difficult to pin down as global trade seems to… Read more »

Medicare Premiums For Upcoming Year

The Centers for Medicare & Medicaid Services (CMS) has announced the new supplemental Part B and prescription drug Part D premiums for calendar year 2019, which are detailed in the tables below.  The 2019 standard Part B premium has increased to $135.50/month on average (or higher, depending on your income, from $134/month in 2018). Due… Read more »

2019 Social Security Cost of Living Adjustment Set For 2.8% Increase

Each year the Social Security Administration announces its annual cost-of-living adjustment (COLA). The announcement relates to the increase in the Social Security and Supplemental Security Income (SSI) benefit amount people receive each month, starting the following January. This year, 67 million Americans will see a 2.8 percent increase in their Social Security and SSI benefits… Read more »

Year-End Tax & Gifting Deadlines

The start of the holiday season also marks the beginning of year-end planning at JNBA. We have included below some key planning items to consider prior to the end of 2018. Investment Portfolio Review. The end of the year is a great time to look at your investment and retirement accounts to better understand how… Read more »

Turkey with a side of financial advice

As family and friends gather for Thanksgiving, you may find yourself at the same table as young adults who are just starting out in their financial journey. If you’re a parent or grandparent looking to share financial advice with a young family member while you have their attention – and their appetite – there are… Read more »