July 16, 2020
As the coronavirus pandemic continues to evolve and impact all aspects of our lives, it is an ominous reminder of the precarious nature of many Americans’ personal finances. According to a 2017 report by employment website CareerBuilder, 78 percent of American workers say they’re living paycheck to paycheck. As the economy reels from the coronavirus… Read more »
July 10, 2020
While the coronavirus pandemic roller-coaster continues, the markets have seen a significant rebound – in fact, the past 90 days (through the end of June) earned the title “the best quarter since 1998.” What were the events that led to this historic upswing? JNBA Director of Investment Management David Webb and Senior Advisor-Investment Strategist… Read more »
June 25, 2020
COVID-19 has created a lot of change for many individuals and families. For some, this has meant a change to employment, the role within the company or possibly a change to their compensation package. Executives may be faced with the decision of taking a severance package, an early retirement package or a reduction in… Read more »
June 12, 2020
Last Friday’s employment report was a true shocker by showing a gain of 2.5M jobs (estimates were for 7M losses), which may have revealed that our nation has reached an important inflection point much sooner than anticipated. Following the incredibly strong labor report, the S&P 500 officially had clawed back all its year-to-date losses on… Read more »
June 11, 2020
Whether you’ve worked with a financial advisor for years, or you’re just beginning your research in finding an advisor, you’ve likely realized that there are many different terms used to describe financial professionals. From fee-only advisors to brokers, from wealth managers to planners, there’s no shortage of terms and descriptors. Unfortunately, the distinctions between the… Read more »
May 22, 2020
During this unprecedented time, many nonprofits are struggling to do more with less. JNBA Financial Advisors is working to help our clients make the most of their charitable giving as they look for additional ways to support the organizations they care about. JNBA Director of Client Services Cärin Viertel and Advisor Chris Mastley, CFP®,… Read more »
May 19, 2020
As the COVID-19 pandemic continues to play out, it may be a good time to reassess your charitable giving plan to ensure you’re making the most of the recent changes to tax laws as you support the causes and organizations that are important to you. In the past, many taxpayers benefitted from deducting state and… Read more »
May 14, 2020
After nearly 11 years, the historic bull market that emerged from the ashes of the last financial crisis abruptly ended in February as the coronavirus took root in developed markets. Since then, the global pandemic has not only upended life for many households – as economic activity was put on pause – but also has… Read more »
May 14, 2020
I hope you are all staying safe and doing the best you can to navigate these interesting and unprecedented times. So much has changed for all of us so quickly, and for me personally, gaining clarity on what I truly value has been a positive. Simplicity is the theme. It’s not a drastic change but… Read more »
May 8, 2020
While the pandemic continues to spark uncertainty in the financial markets and across many aspects of our lives, there is one thing we can control: our response to the crisis. JNBA Financial Advisors is relying on its disciplined process and tools – including asset allocation, rebalancing and tax loss harvesting – as we put… Read more »