The 401k Service Solution

With JNBA, a qualified retirement program provides turnkey operation and industry-leading service and processing, without the hidden fees found in many traditional plans.  We do that by offering:

Open Investment Platform

•  Independent investment choices within the plan (not tied to any company, fund or product)
• Active selection and monitoring of investments to achieve diversity and asset allocation goals for plan participants
• Experienced independent third-party administration

Fee Transparency

• Fee structure that is transparent, reasonable, fair and readily determinable

Disciplined Fiduciary Process

• Six steps to a documented and compliant plan-reducing employer liability

Employee Education

• Educational seminars customized to meet the needs of employees at every level

Topics can include: retirement planning, asset allocation and diversification basics, value of participation, insurance (e.g. life, long-term care) and estate planning

• On-site advisor day(s) that includes a JNBA financial advisor and outside professional as appropriate (e.g. tax, estate, risk management)
• Quarterly market updates

Enhanced Company Culture

• Increased level of employee participation, satisfaction and knowledge
• Better employee retirement outcomes through an independent, advice-driven program